Editor’s Note: If you missed last week’s post, there is still availability to have us help you shop for home or auto insurance. We had a number of people sign up last week, but we’re caught up now and can accept more. Sign up here. With all the energy spent Continue Reading
How Informed Is Breaking The Rules of Insurance Distribution
I haven’t written about what I’ve been doing at Informed for a while so I wanted to share something Jim and I are very excited about. We’re introducing a new way to buy personal lines policies that gives consumers more choice and more transparency. What I’m going to describe may Continue Reading
Observations From The Insuretech Multiverse
As news continues to get worse for incumbent insuretechs, it made me wonder if there is an alternative universe where startup insurers behaved more thoughtfully and rationally and achieved great success. Luckily, with a little help from some failed startup CTOs from our Earth, I’ve been able to open a Continue Reading
NFL Season Predictions and Fantasy Draft Advice
I know a lot of people are drafting their fantasy football teams this weekend and I just looked back and it’s been one, two, three, wow, four years since I wrote my tips to win your league. So I thought I’d do a quick update for the holiday weekend and Continue Reading
The First Draft of Hippo’s Obituary
You ever wonder how after someone famous dies the news sites instantly have an obituary written? You probably know it’s because there are writers who compose these ahead of time while the subject is still alive. Maybe not the most polite thing to do but understandably necessary. In that vein, Continue Reading
How the Saudis Can Ruin American Football
We’re going to do a non-insurance post today with football season approaching. The Saudis have “disrupted” golf and are looking to do the same to soccer. Could they do the same to pro football? It seems impossible but…it’s actually not that hard once you take a moment to think about Continue Reading
Why AI Will Devastate Cyber Insurance
Two years ago I wrote that cyber risk is uninsurable. I got a lot of pushback at the time, mainly from self interested people who wrote or brokered cyber! One thing you have to understand when I make calls like that is I am playing the long game. It may Continue Reading
The Dangers of Owning A Home In California
I’ve previously written why one should never live in Seattle. The risk of an unprecedented earthquake is too high and you can’t diversify the risk. While California obviously has significant quake risk as well, thankfully, the potential magnitude is less and the tsunami risk is not concerning, so you have Continue Reading
How Man Exacerbates Man Made Climate Change
There are two types of man made climate change. We’re all familiar with one – the impact of human activities on the climate due to rising carbon levels. The second though is often overlooked. It’s how humans take actions that make the effect of a warmer climate worse. When it Continue Reading
Lemonade’s Secret Ingredient: Financial Engineering
Most people think Lemonade is really good at marketing, particularly self promotion. While they are, this is mainly a distraction to obscure you from figuring out how the magician does the trick. Lemonade’s real trick is financial engineering. You may recall how they were the poster child for the original Continue Reading