I really thought I was done writing about the Hare, but then I realized it was directly relevant to the Silicon Valley Bank (SVB) disaster. As a brief refresher, I wrote during the height of the insuretech boom how the Lemonades of the world tried to win the startup race Continue Reading
Bankrupting Bank Shareholders Is Bad For America
Editor’s Note: Before we get into the big topic, some of you may be expecting my NCAA picks. Unfortunately, I have no time for that right now, but I will share with you my old guide on that for reference as well as the link to the public pick’s you Continue Reading
The Age of Financial Repression Is Over
Editor’s Note: Carrier Management did a great profile on Informed. Please give it a look here. People sometimes forget they are living in a special period of history until many years later when they can look back on its consequences. The past 15 years have been a remarkable experiment in Continue Reading
There Is No Magic In MGAs
I’ve been around the insurance business long enough to remember when MGA was a four letter word. It wasn’t as bad as it was thought then, but it’s also not as good as the regard it’s held in now. MGAs are flawed structures, but they do have some benefits. Just Continue Reading