At the beginning of the year, I did a silly thing. I made a bunch of predictions for the year. This blog has a pretty strong record of predictions over the years, but I had never fallen for the nonsense of making topical annual predictions…until this year. Now, the thing Continue Reading
Florida Fails To Avert the Imminent Insurance Crisis
Florida held a special legislative session last week to try to save the homeowner’s insurance market. While they accomplished some positive long term improvements, unfortunately, they did little to address the looming capacity crisis. This means a lot of Floridians are going to find themselves either a) without insurance or Continue Reading
Can The Florida Insurance Debacle Be Solved?
Florida is holding another special legislative session this week to address the failed home insurance market. With FHCF wobbling, the future of many private insurers in the balance, and many residents being priced out of the market, the need for a solution has never been more pressing. Currently, nearly every Continue Reading
Are You Sure I Wrote This Blog?
You’ve all probably heard the phrase when a journalists “mails in” a column. Well, today, I am going one better. I am auto generating a post. That’s right, if you’re not familiar with Open AI‘s new chatbot tool, ChatGPT, you should be. It has the power to change insurance customer Continue Reading
Tesla Insurance Is A Bad Idea…For Tesla
Informed Christmas Story: Tis the season for making sure you have enough insurance coverage for your home, so I have some special holiday insurance news to share! I have written a sequel to last year’s Home Alone article (where I looked at how big an insurance claim would be caused Continue Reading
Bubbles Aren’t Just For Stock Markets
Editor’s Note: I am breaking my rule about not writing about politics. However, I think you will see that, while there will be some political content in this post, I’m not going to discuss my personal views or promote either side. As always, I am sharing my observations. There is Continue Reading
The Reinsurer’s Veto Is Here: What Higher Cat Reinsurance Prices Mean For MGAs
New Fair Use Policy: I’ve always operated under the principle that this blog is meant to enlighten others and thus, if people want to share it, they are more than welcome to do so. I assumed anyone reproducing it in a professional context would be, well, professional enough to cite Continue Reading
Personal Investing Advice: You’re Probably Overlooking Opportunity Cost
Let’s start with the disclaimer. I’m not telling you what to buy. I’m not telling you what not to buy. I am merely sharing interesting ideas that you can decide whether they have merit or not for your situation. Today, we will talk about the pros and cons of buying Continue Reading
The Questions That Need To Be Asked On Earnings Calls
I’ve come to realize I’ve been doing this blog long enough that probably only a small minority at this point actually know what I used to do. So as a quick recap, my old career was investing in insurance companies. Probably the thing I was best known for was my Continue Reading
Subscriber Exclusive: First Look at informedinsurance.com
That’s right, you, loyal subscribers, get to see Informed’s new website before we release it broadly. That means you get early access to sign up for exclusive offers before we make them available to the public. See below for details, but first a few notes: – there will be a Continue Reading