Skip to content
Primary Menu
  • About
  • Entries
  • Best Of
  • Contact Us

Insurance & Investing Insights

Category: Entries

The Hare Who Started A Bank Run

Posted On March 23, 2023March 23, 2023 By Iancomment

I really thought I was done writing about the Hare, but then I realized it was directly relevant to the Silicon Valley Bank (SVB) disaster. As a brief refresher, I wrote during the height of the insuretech boom how the Lemonades of the world tried to win the startup race Continue Reading

Category: Entries

Bankrupting Bank Shareholders Is Bad For America

Posted On March 15, 2023March 15, 2023 By Ian3 Comments

Editor’s Note: Before we get into the big topic, some of you may be expecting my NCAA picks. Unfortunately, I have no time for that right now, but I will share with you my old guide on that for reference as well as the link to the public pick’s you Continue Reading

Category: Entries

The Age of Financial Repression Is Over

Posted On March 9, 2023March 9, 2023 By Iancomment

Editor’s Note: Carrier Management did a great profile on Informed. Please give it a look here. People sometimes forget they are living in a special period of history until many years later when they can look back on its consequences. The past 15 years have been a remarkable experiment in Continue Reading

Category: Entries

There Is No Magic In MGAs

Posted On March 1, 2023March 1, 2023 By Ian2 Comments

I’ve been around the insurance business long enough to remember when MGA was a four letter word. It wasn’t as bad as it was thought then, but it’s also not as good as the regard it’s held in now. MGAs are flawed structures, but they do have some benefits. Just Continue Reading

Category: Entries

Why You Shouldn’t Live (Or Sell Insurance) In Seattle

Posted On February 23, 2023February 23, 2023 By Iancomment

In the early days of the blog, I wrote about why Seattle quake is the scariest and most underestimated cat risk in the US (if not the world). It is a peak zone that isn’t treated like one. If you haven’t read that piece before, I suggest you start there. Continue Reading

Category: Entries

The Proper Way To Conduct Share Repurchase

Posted On February 16, 2023February 16, 2023 By Iancomment

In light of buybacks being back in the news with the proposal to increase the tax, I thought I’d write about how companies should think about buybacks since many do it wrong. First, quickly, buybacks shouldn’t be political. As you will see from my framework, they are a rational decision Continue Reading

Category: Entries

My Life Story Told Through Super Bowls

Posted On February 9, 2023February 9, 2023 By Iancomment

Today, I’m going to do something a bit different and tell a personal story, though I suspect it’s one some of you can relate to. For those that can’t, perhaps it will help you understand the pull sports has on society. This Sunday will be the Eagles fourth Super Bowl. Continue Reading

Category: Entries

Insurers Are Earning Far More Than You Realize

Posted On February 2, 2023February 2, 2023 By Ian1 Comment

Investors spend a lot of time modeling the earnings of insurance companies and I was no different. However, I never found traditional GAAP models satisfying, so I had a number of alternate ways of looking at the quality of an insurer’s earnings. Today, I thought I’d share one as it Continue Reading

Category: Entries

This Cat Market Cycle Is Not Like The Others

Posted On January 24, 2023January 24, 2023 By Ian2 Comments

Reinsurance prices were up ~50% at January 1. While most observers would tell you my hurricane is responsible, I think that’s a myth. What we are now experiencing is a market hardening unlike previous cycles, except one. It is acting like the oil market of last year. What do I Continue Reading

Category: Entries

What You Missed This Week

Posted On January 20, 2023January 20, 2023 By Ian2 Comments

Going to try something new this week since I didn’t have time for a full post (don’t worry, one is largely done for next week). So if I didn’t post anything this week, what did you miss? Plenty! I share a number of shorter thoughts on Twitter that aren’t enough Continue Reading

Load More Posts
Recent Posts
  • The Hare Who Started A Bank Run
  • Bankrupting Bank Shareholders Is Bad For America
  • The Age of Financial Repression Is Over
  • There Is No Magic In MGAs
  • Why You Shouldn’t Live (Or Sell Insurance) In Seattle
Recent Comments
  • Ian on Bankrupting Bank Shareholders Is Bad For America
  • David Finocchiaro on Bankrupting Bank Shareholders Is Bad For America
  • David Schiff on Bankrupting Bank Shareholders Is Bad For America
  • Ian on There Is No Magic In MGAs
  • Chuck Sebaski on There Is No Magic In MGAs
Archives
  • March 2023
  • February 2023
  • January 2023
  • December 2022
  • November 2022
  • October 2022
  • September 2022
  • August 2022
  • July 2022
  • June 2022
  • May 2022
  • April 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • July 2021
  • June 2021
  • May 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • August 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Join 669 other subscribers
Categories
  • Best Of
  • Entries

Copyright © All rights reserved Theme: Infinity Blog by Themeinwp