Informed Christmas Story: Tis the season for making sure you have enough insurance coverage for your home, so I have some special holiday insurance news to share! I have written a sequel to last year’s Home Alone article (where I looked at how big an insurance claim would be caused Continue Reading
Bubbles Aren’t Just For Stock Markets
Editor’s Note: I am breaking my rule about not writing about politics. However, I think you will see that, while there will be some political content in this post, I’m not going to discuss my personal views or promote either side. As always, I am sharing my observations. There is Continue Reading
The Reinsurer’s Veto Is Here: What Higher Cat Reinsurance Prices Mean For MGAs
New Fair Use Policy: I’ve always operated under the principle that this blog is meant to enlighten others and thus, if people want to share it, they are more than welcome to do so. I assumed anyone reproducing it in a professional context would be, well, professional enough to cite Continue Reading
Personal Investing Advice: You’re Probably Overlooking Opportunity Cost
Let’s start with the disclaimer. I’m not telling you what to buy. I’m not telling you what not to buy. I am merely sharing interesting ideas that you can decide whether they have merit or not for your situation. Today, we will talk about the pros and cons of buying Continue Reading
The Questions That Need To Be Asked On Earnings Calls
I’ve come to realize I’ve been doing this blog long enough that probably only a small minority at this point actually know what I used to do. So as a quick recap, my old career was investing in insurance companies. Probably the thing I was best known for was my Continue Reading
Subscriber Exclusive: First Look at informedinsurance.com
That’s right, you, loyal subscribers, get to see Informed’s new website before we release it broadly. That means you get early access to sign up for exclusive offers before we make them available to the public. See below for details, but first a few notes: – there will be a Continue Reading
When Your Math Is The Real Disaster
Most of you probably don’t know I was a math major. For those who had the opportunity in the past to see my prolific earnings models, that probably won’t surprise you. My one true talent in life is that, from a very early age, I could do calculations in my Continue Reading
The End of the FHCF As We Know It?
Editor’s Note: Yes, I know it’s a Sunday. This is a special edition given the circumstances. It doesn’t seem people are aware of the threat to the FHCF’s solvency so I wanted to get this analysis out immediately. Editor’s Note 2: I had been having some trouble with the site Continue Reading
Hurricane Ian(sbnr)
Editor’s Note: There have been some problems with the site server the last few days. If you have trouble with the link, it usually comes back up in a minute or two. I actually had something else ready to publish today and it’s folly to publicly call where a hurricane Continue Reading
What State Farm Might Buy Next
There’s been a lot of talk about the State Farm deal to invest in ADT, much of which I think misses the point. When you invest $1.2B in a company, the rationale isn’t “hey, we might get a few extra customers”. It’s “we expect the investment return to be above Continue Reading